When is a good time to start having kids?

Deciding to have a baby is such a huge decision.  There are so many thing that have to be considered when making this decision.  

The main thing that is coming up lately is finance.  I know for us that was the first and foremost decision maker. 
With the economy the way that it is, so many couples are trying to decide when is a good time but the key point is “There really isn’t a good time” because the longer you wait thinking that the “good time” hasn’t come, the older you get, the less change there is going to be to your finances and the more that you are going to want to have a baby.

When is a good time for you?

Happy Planning,
Shafonne